There are many variations in the balance transfer deals available. Some card issuers place a ceiling limit on the amount the offer applies to - for example you will only receive the special rate for up to the amount of £5,000 on your balance transfer credit card. There are some credit cards available which do not cap the amount and which offer an indefinite period to pay off the debt at the special rate, but the APR will most likely be slightly higher than those which specify a time limit.

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