The education expenses of my son and all the other day to day expenses have to be maintained properly. But I do not feel stressed because I plan the budget for each month before and then spend accordingly. I keep aside the amount which I have to pay for the premiums for the term life insurance which I had bought 3 years ago. This way I do not to panic while paying for the premiums as everything is preplanned. I can take care of the present expenses as well I can save for the future also very easily.

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